Playing the Waiting Game After Foreclosure and Short Sale ...
Jun 23, 2011 . FICO has found that it takes three years for a borrower to pull a score back up to a fair-to-middling 680 after a foreclosure, according to Joanne .
http://www.nytimes.com/2011/06/26/realestate/playing-the-waiting-game-after-foreclosure-and-short-sale-mortgages.html

Chapter 7 and FHA after 3 years
Jan 23, 2012 . Hello - About 2.5 years ago I went through a Chapter 7 Bankruptcy and my . We are looking to move and I started shopping around for mortgage . a FHA insured loan THREE (3) years after the sale date of your foreclosure.
http://www.loansafe.org/forum/mortgage-bankruptcy/45837-chapter-7-fha-after-3-years.html

Terms/Definitions

Down payment

Finding a mortgage loan after foreclosure
Dec 5, 2010 . It won't be easy to buy a home after foreclosure. . a minimum of three years before you can get a mortgage loan again following a foreclosure .
http://www.bankrate.com/finance/real-estate/finding-a-mortgage-loan-after-foreclosure.aspx

Interest rate

Home Buying: FHA loan 3 years after a foreclosure finalized with a ...
Jul 5, 2011 . FHA loan 3 years after a foreclosure finalized with a low credit score (650)? . Shane Milne, Mortgage Broker or Lender, Laguna Niguel, CA .
http://www.trulia.com/voices/Home_Buying/FHA_loan_years_after_a_foreclosure_finalized_with-302457

Property taxes

FHA LOAN 3 YEARS AFTER FORECLOSURE? - myFICO® Forums
It goes from the sale date and yes, generally you have to hit the full 3 years. Even then that is still not a magical point of approval. SOme lenders .
http://ficoforums.myfico.com/t5/Mortgage-Loans/FHA-LOAN-3-YEARS-AFTER-FORECLOSURE/td-p/845198

Homeowners insurance

Money Girl : Buying a Home After Foreclosure :: Quick and Dirty Tips ...
May 3, 2012 . Money Girl advises a reader on purchasing a home after a foreclosure. . 7 Things to Know About Adjustable-Rate Mortgages (ARMs) . a loan on a home after a foreclosure for 3 to 7 years, depending on the situation. All the .
http://moneygirl.quickanddirtytips.com/buying-home-after-foreclosure.aspx

mortgage 3 years after foreclosure insurance

How Do I Get a Mortgage After Bankruptcy & Foreclosure? | Home ...
When used for that purpose, a home buyer can qualify for a competitive mortgage in as little as two years after a bankruptcy, and three years after a foreclosure.
http://homeguides.sfgate.com/mortgage-after-bankruptcy-foreclosure-2516.html

HOA dues

Calculated Risk: After Foreclosure: The Bounce Back Buyers
Jun 29, 2011 . As for F.H.A.-insured loans, they are available three years after a foreclosure, assuming perfect credit afterward, and two years after a .
http://www.calculatedriskblog.com/2011/06/after-foreclosure-bounce-back-buyers.html

Loan term

Getting a mortgage after foreclosure - MSN Real Estate
But for those who have experienced a bankruptcy, foreclosure or short sale, the . After being in the house for 3 to 4 years I found that the investor had some .
http://realestate.msn.com/getting-a-mortgage-after-foreclosure

Advanced report

Getting a mortgage after foreclosure | Bankrate.com
Oct 11, 2011 . With patience, you can get a mortgage after foreclosure, short sale or . In between are a number of two-, three- and four-year timelines based .
http://www.bankrate.com/finance/news/getting-a-mortgage-after-foreclosure.aspx